Engagement
Pre-submission application audit
A full financial audit of a loan or credit application before it reaches a lender or committee, with ranked findings and a corrective briefing.
Request an audit estimate
Banks and credit committees rarely reject applications on a single dramatic error. They pause when cash-flow lines refuse to reconcile with the narrative, when collateral descriptions drift between exhibits, or when repayment capacity rests on optimistic assumptions left unexplained.
The pre-submission application audit is our flagship engagement. We treat your draft pack as a committee would: reading numbers against claims, testing internal consistency, and recording findings in plain language so your team can repair the pack before the formal stamp goes on.
You remain the applicant. We do not rewrite your story for you; we show where the financial story breaks and what evidence would close the gap.
Engagement outline
Who it serves
Finance leads, owners, and advisors preparing loan or revolving credit applications for Taiwanese banks or private lenders.
Result
A findings memorandum that states material weaknesses, inconsistencies between narrative and schedules, and the corrections required before submission.
Scope
Review of the draft application narrative, historical financials, forward cash-flow schedules, debt tables, collateral lists, and key supporting exhibits you intend to attach.
Included
Document intake checklist, dual-pass figure reconciliation, findings ranked by approval risk, annotated schedule notes, and a 60-minute briefing with your finance lead.
Outside this engagement
We do not prepare the application from scratch, negotiate with lenders, provide legal opinions, or act as your appointed auditor for statutory filings.
Who conducts the review
Conducted by Application Findings Bureau reviewers under a named engagement lead based in 屏東縣.
Process
Intake call, document receipt, desk review, draft findings, client clarification window, final memorandum, and briefing.
Timeline
Typically 8–12 working days after a complete draft pack arrives, depending on pack size and response speed.
Where we work
Remote document review with optional on-site verification in southern Taiwan when ledgers or collateral require physical inspection.
What to prepare
Send the full draft pack, latest trial balance or management accounts, debt schedule, and any lender template already in use.
Constraints
We review one primary application per engagement. Material mid-review rewrites of the pack may require a revised fee.
Fee basis
Starting at NT$48,000 for a single-facility pack of standard complexity; larger multi-facility or group applications are quoted after scoping.
Next step
Request a scoping call through the contact form so we can confirm pack size and turnaround.